When Coverage Becomes Complicated, We Are Standing with Families Through the Change
In recent months, more families have come to us with a quiet, growing worry:
“I’m anxious about upcoming changes and whether my coverage will continue to support the care I depend on.”
At Mind & Spirit Counseling Center, we want our clients to know this clearly: we continue to accept Medicaid and Medicare, and we will walk alongside anyone navigating upcoming insurance changes. But even with our doors open, we know many in our community may face fewer options, not because they lose their insurance, but because other providers may no longer accept Medicaid or Medicare plans.
For individuals who have finally found a counselor they trust or a routine that keeps them grounded, this uncertainty can feel overwhelming. This moment isn’t about politics or policy debates; it’s about people trying to protect their well-being and hold onto the care that keeps them steady.
What Families Are Experiencing
- Medicaid Renewals: Millions of people are being asked to re-verify their Medicaid eligibility. Some lose coverage temporarily due to paperwork delays or communication gaps, even when they still qualify. For many, that unexpected interruption feels like the rug being pulled out from under them.
- Higher Premiums and Copays: As Affordable Care Act marketplace plans adjust pricing for 2025, families who were already stretching their budgets are now facing higher premiums or out-of-pocket costs. When you’re deciding between therapy and the electric bill, the weight of that choice can be overwhelming.
- Limited Provider Options: While Mind & Spirit Counseling Center remains committed to accepting Medicaid and Medicare, some providers in the community are reducing the number of public insurance plans they take. This shift leaves many individuals scrambling to find a provider — often right in the middle of important therapeutic progress.
- General Inflation: Rising costs for groceries, rent, and basic necessities drain the same budgets used to pay for mental health care. Even a small increase in copays can mean the difference between attending a session and cancelling it.
A Community Turning Point
As coverage and affordability fluctuate, more people turn to community-based nonprofits like ours for help. And we are honored to be here for them.
But as demand rises, we rely more than ever on compassionate supporters, people who believe that access to mental health care should never disappear because someone fell behind on paperwork or couldn’t afford a higher bill.
You make it possible for us to say “yes” when someone asks, “Can I still come?”
How Planned Giving and Non-Cash Gifts Strengthen Our Mission
Planned giving is one of the most meaningful, lasting ways supporters can walk alongside families during moments of uncertainty. These gifts don’t just fund services; they create stability for people whose lives feel anything but stable.
Why It Matters
Your planned or non-cash gift helps us:
- Maintain sliding-scale and low-cost counseling
- Expand services when more families need help
- Offer care even when someone is experiencing a coverage gap
- Ensure no one is turned away because of affordability
These are not just financial outcomes. They are human ones, measured in renewed hope, restored confidence, and the ability to continue healing.
Ways to Give Beyond Cash
Many supporters are surprised to learn they can make a powerful difference without affecting their daily finances. Non-cash gifts may also offer tax benefits and include:
- Stocks or mutual funds
- Real estate
- Charitable IRA distributions
- Life insurance beneficiary designations
- Donor-advised fund contributions
Each of these gifts strengthens our ability to remain a steady, reliable source of care — today and for years to come.
Your Compassion Can Change the Ending for Someone in Crisis
When someone worries they may lose access to the counselor who finally understands them…
When a parent fears insurance changes will disrupt their child’s progress…
When an older adult on Medicare needs care but can’t find a nearby provider who accepts their plan…
These experiences aren’t hypothetical — they’re unfolding quietly in our community.
In these moments, what changes the outcome isn’t a policy or a program.
It’s a person who chooses to care. Someone like you.
Your generosity ensures we can continue saying “yes” — yes to care, yes to compassion, yes to being there for someone at their most vulnerable.
You have the power to make sure no one’s mental health support disappears because their insurance options shift.
A planned gift becomes a legacy of dignity, stability, and hope — one that rises above any policy change or economic pressure.
If you’ve ever wished you could make a lasting, deeply personal impact, this is that moment.
Your gift today becomes someone’s turning point tomorrow.
Let’s build a future where help is always there when someone reaches for it — because you made that future possible.
Take the next step toward creating lasting change.
Explore planned giving opportunities today!
Choosing to give through your Donor Advised Fund, IRA Charitable Rollover, stock transfer, employer match or something similar? Please use EIN # 42-0995074
